Utility assistance programs from Reliant, Direct Energy, Atmos, and TXU Energy provide crucial support for customers facing financial difficulties. Reliant offers services like a moratorium on disconnections for low-income seniors and emergency assistance through the CARE program. Direct Energy provides payment plans and discounts for eligible low-income customers, encouraging direct communication for tailored assistance. Atmos Energy focuses on helping customers manage their bills with payment assistance and energy efficiency initiatives. TXU Energy features programs like TXU Energy Aid, which assists eligible customers in paying their bills during challenging times, along with resources for energy efficiency improvements to lower future costs. Together, these programs ensure that essential utility services remain accessible to those in need, fostering a more stable living environment.